Do I trade on a real or demo account?

Short answer: your account runs in a simulated, virtual environment, but your payouts are real money, sent by bank transfer or in cryptocurrency.

We offer instant simulated virtual funding accounts that replicate live market conditions, plus an Evaluation Phase account for traders who want to prove and refine their skills first. Every reference to a "funded" account is strictly about virtual funding.

What "simulated" actually means

You trade against real prices, real spreads, real market movements, and real execution. The only difference is that the underlying capital is virtual. Think of it like a flight simulator: the conditions are fully realistic, but the funds behind them are not your own money at risk. This means live pricing, raw spreads, genuine market execution, and real-time drawdown monitoring, all on MatchTrader (with cTrader coming soon).

The payouts are real

When you generate profits in your funded account and request a payout, you receive real money, paid by bank transfer or in cryptocurrency sent directly to your wallet. We calculate your profit share based on your program split (up to 95% to the trader) and process payouts typically within 24 hours. Payout proof is published across our Instagram, Discord, Trustpilot, and reviews page.

How it works, step by step

1. You trade a simulated funded account under live market conditions.
2. You generate virtual profits within that account.
3. You request a payout.
4. We apply your profit split (up to 95%) and send your share by bank transfer or in real crypto, usually within 24 hours.

Why prop firms use this model

1. Regulatory clarity: operating in a simulated environment avoids being classified as a broker across the 160+ countries we serve.
2. Risk management: it lets us allocate substantial virtual capital to traders without exposing anyone to catastrophic real-money losses.

Educational framing

Our services are provided for educational purposes and are not investment advice or recommendations. All accounts offered by FundYourFX are virtual demo accounts, and all services are delivered in a simulated environment.